Can I buy as a "Dreamer" (DACA) or if I file with an ITIN?
Yes! You can buy with DACA (Deferred Action for Childhood Arrivals) status! What you need to know . . . You will need an unexpired EAD...
New 2019 Loan Amounts!
The following article will discuss the new loan amounts for Riverside, San Diego, Los Angeles and Orange county; as well as what that...
Buying A Manufactured Home
Many people are leaning toward buying a manufactured home because the cost to buy is so much cheaper than a standard home. Manufactured...
AVOID "Points"!!!
Many people are good about shopping around for interest rates these days, but many don't know what "points" are on a home loan. You need...
Benefits of owning a home
Isn't it ridiculous that to bring this fluffy guy home would result in an increase in your rent? Here are some benefits of owning a home...
Do I need a Real Estate agent?
Most of my clients assume up front that they need a real estate agent, but that's not true. This article will discuss the benefits and...
Mortgage Basics 6: The Deposit
On every purchase transaction the seller is going to make you put in a deposit into escrow. Why is it required? When you enter contract...
Mortgage Basics 5: Know your payment
Often times people will ask during a mortgage application what their interest rate is and how much down payment they need, money to come...
Should I BUY NOW or RENT?
I have been getting this question A LOT lately! Everyone's circumstances are different, so I am just going to try to lay out the basic...
Mortgage Basics 4: Set yourself up for APPROVAL
My clients will not get approved for a loan for 3 main reasons: 1. credit score 2. Debt to Income ratio 3. Not enough money in the bank...
